Get your free quote in minutes

Tell us about your situation and a funding specialist will reach out — typically within the hour. No obligation, no credit check, completely confidential.

No Credit Check Required

Approval is based on the estate, not your personal credit

Funds in 24–48 Hours

After approval, money is wired directly to you

Not a Loan — Non-Recourse

No monthly payments. Repaid only from estate proceeds

100% Confidential

Your information is never sold or shared

1
You
2
Estate
3
Submit

Your contact information

So we can reach you with your quote

About the estate

Helps us prepare an accurate quote

Review & submit

Everything look right? Hit submit and we'll be in touch.

Name Phone Email Inheritance State

By submitting, you agree to be contacted by First Heritage Funding by phone, email, or text at the number provided. This is not a loan application. Your information is kept confidential per our privacy policy.

Prefer to talk? (800) 617-7260

What happens after you apply

1

We call you within the hour

A funding specialist reviews your request and reaches out to walk you through the process, answer questions, and discuss your options. Zero pressure — this is an informational call.

Same day
2

We verify the estate

Our team contacts the probate attorney to confirm estate details and your share. You don't have to chase any paperwork — we handle the legwork.

1–2 business days
3

Review your offer

We present a clear, transparent offer with a flat fee — no interest, no hidden charges, no monthly payments. You decide if it works for you.

No obligation
4

Get your money

Accept the offer, sign a simple agreement, and funds are wired directly to your bank account — often within 24 to 48 hours of approval.

24–48 hours

Common Questions About Applying

Most advances are funded within 24 to 48 hours after approval. The verification process — where we confirm the estate details with the probate attorney — typically takes 1 to 2 business days.

No. An inheritance advance is not a loan. There are no monthly payments, no interest charges, and no impact on your credit score. The advance is repaid directly from the estate when it closes — you never write a check.

Our advances are non-recourse. That means if the estate ultimately pays less than anticipated, you are not personally responsible for the difference. You only repay from actual estate proceeds.

No. We do not run a credit check. Approval is based entirely on the estate and your share of the inheritance — not your personal credit history, income, or employment.

To get started, we just need your name, phone number, and basic information about the estate. After the initial call, our team works directly with the probate attorney to gather everything else — you don’t have to chase paperwork.

We serve heirs in 47 states. The only states we cannot serve are Maryland, Virginia, and Connecticut due to regulatory restrictions.

Advances typically range from $5,000 to $250,000 or more, depending on the size of the estate and your expected share. There is no upper limit for qualifying estates.

Absolutely. All information you provide is kept strictly confidential and is used only to evaluate your advance request. We never sell or share your personal data.

Inheritance advance — access your money fast

Ready to access your inheritance?

Get a free, no-obligation quote in minutes. Call us or fill out our simple form.

Need your inheritance now? Get a free quote in minutes — no obligation.