How It Works
Getting an inheritance advance is simpler than most people expect. Here's the entire process from start to finish.
Tell us about the estate
Contact us by phone or through our online form. We'll ask basic questions: who passed away, which state the estate is in, your relationship to the deceased, and a rough estimate of the estate's value. No financial disclosures, no tax returns, no credit applications.
We review the estate documents
Our team reviews the probate petition, will, trust documents, and other filings to verify the estate's assets and your status as an heir. We work directly with the estate attorney — you don't have to chase down paperwork.
You receive your offer
Once verified, we present a clear offer: the advance amount and a flat fee. No hidden charges, no fine print. You have complete freedom to accept, decline, or ask questions — there's never any pressure.
Get your funds
If you accept, we prepare a simple assignment agreement and wire funds directly to your bank account. Most heirs receive their money within 24 to 48 hours of accepting the offer.
Estate closes, we're repaid
When the estate eventually closes and funds are distributed, our portion is paid from the estate proceeds. You keep the rest. If the estate doesn't produce enough, you owe nothing — we absorb the loss.
Frequently Asked Questions
The initial application takes about 5 minutes. After we verify the estate details, most applicants receive a funding offer within 24 hours and funds within 48 hours of acceptance.
We typically need a copy of the death certificate, the will or trust document (if available), and any probate court filings. Our team handles the rest.
Credit history does not affect your eligibility. Approval is based entirely on the estate and your inheritance share — not your personal credit score, employment, or income.
Ready to access your inheritance?
Get a free, no-obligation quote in minutes. Call us or fill out our simple form.