Inheritance Scams — How to Spot and Avoid Them
Scammers target people expecting an inheritance. Learn the warning signs and how to protect yourself.
Scams targeting heirs are common
Inheritance scams exploit hope of receiving money from an estate. Probate records are public in most states, making it easy for scammers to identify targets.
Common scam types
The unknown relative scam. An email claims you've inherited money from a distant relative. To receive it, you must pay upfront fees. This is always a scam.
Fake law firm letters. Scammers impersonate real firms, using legitimate letterhead. Always verify by contacting the firm through independently verified information.
Predatory advance companies. Some charge excessive hidden fees or use high-pressure tactics. Always read the full agreement.
Executor impersonation. Someone claims to be the executor and asks for personal information. Real executors work through attorneys and courts.
Red flags
Requests for upfront fees or wire transfers. Pressure to act immediately. Communication only through email. Requests for SSN or bank details via email. Claims about unknown overseas relatives.
How to protect yourself
Verify everything independently. Look up contact information separately. Never pay to receive an inheritance — legitimate costs come from the estate. Work with your own attorney. Check the BBB before working with any advance company.
Disclaimer: This page is for general informational purposes only and does not constitute legal, financial, or tax advice. No attorney-client relationship is formed by your use of this website or by any communication with First Heritage Funding or its employees. Although members of our team are licensed attorneys, First Heritage Funding is an inheritance advance company, not a law firm, and does not provide legal representation or legal services. Nothing on this website should be relied upon as a substitute for professional legal or financial counsel. Probate laws, timelines, and costs vary significantly by state and by individual circumstances. You should not act or refrain from acting based on information on this site without first consulting a qualified attorney or financial advisor in your jurisdiction.
Frequently Asked Questions
Yes. We provide transparent terms in writing, never charge upfront fees, and our advance is repaid from the estate. Call (800) 617-7260 to discuss your situation.
Report to the FTC at reportfraud.ftc.gov, the FBI's IC3 at ic3.gov, and your state attorney general. If you sent money, contact your bank immediately.
Yes. Probate filings are public records, and some scammers monitor court filings to identify targets.
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